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Total Scam!!! These a&&^%$$#es are out of Bufflao NY. They called my mother the other day posing as attorney's but little do they know the call was being recorded, and my husband is a real attorney. He quickly reported them to his buddy in A.G's office and contacted another buddy he went to school with who works for the F.B.I. :)
The clock is ticking, just watch the news and you'll hear all about within 30 days. They are in a s****load of trouble.

got a mesg on my answering machine, with a file #
it was for my wife she bounced a check at an advance america and they had a judgment to collect on her. it was only a $200 check that they collected $487 on!!
payday loan...go figure!!!!!!1111

One more thing, I would call back at least.This way, if you check the information they can NOT get a judgment by DEFAULT on you,bc lawyers are dirty and will send papers to the address where you DO NOT recive mail. ACA credit solutions did that to me, as well as NCA and got a judgment by deafault on me. FYI

Recived a call from the number, they are a law firm out of NY and FL . They called my mother actually, called back, it was for a payday loan I took few years back.They wanted almost $790 , and I settled it for a on e time payment of $368.
So, try to settle first, dont go for the firs amoutn they go after.

FIRST OF ALL, YOU'RE ALL IDIOTS!! DO YOUR RESEARCH AND STOP READING PPL'S OPINIONS INSTEAD OF FACTS! I DONT BLAME YOU THOUGH SINCE THERE ARE ALOT OF SCAM ARTISTS OUT THERE BUT THESE PPL ARE CERTAINLY NOT ONE OF THEM. IF YOU EVER TOOK OUT A PAYDAY LOAN (WHICH IM SURE YOU ALL HAVE SINCE YOU RECEIVED A CALL) AND YOU NEVER PAYED IT BACK, THAT'S THE REASON FOR THEIR CALL. THEY ARE TRYING TO COLLECT AND THEY HAVE THE ABILITY TO SUE (TRUST ME I KNOW). DONT ANSWER IF YOU DONT WANT TO, BUT THEY DONT NEED YOUR PERSONAL INFO...SINCE THEY ALREADY HAVE IT PROVIDED TO THEM BY WHATEVER PAYDAY LOAN AGENCY YOU WENT TO (EX ADVANCE AMERICA)!!! THAT MSSG ON YOUR MACHINE IS NOT A THREAT, IT'S A PROMISE...IT'S AGAINST THE LAW TO WRITE BAD CHECKS PPL..HELLO!!!!

My father informed me that I had a message from a Mr. Perez. I listened to his voicemail and a female left a recording saying that I had a civil complaint against me. I consider myself a "good samaritan" so I couldn't imagine what this was all about. When I called, I got a voicemail that seemed so unprofessional. Thank God I came to this website.