866-974-6204

https://linksnotallowed.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en for anyone who would like to submit a complaint on this "company" this is the proper form. I was provided this link by the FBI. Please submit this form to get these guys what they deserve.

Picked this call up. It says "This is your card holder. There are no problems with your account. We are calling because you are eligble to receive a lower interest rate. The rate is as low as 6.99%. This offer expires soon. Please press 9 to be connected to an operator. Consider this your final notice." Don't press 9, people! It'll probably send you to like India or something... ugh. How annoying.. how illegal.. I thought robocalls were against the law now?

IRM person called himself (MICAH)this so called company are scamming theives. They are posing as bill collectors for major companies that I am not affilated with trying to collect debts!

caller stating he was from irm and started to harass me about some debt i knew nothing about

this number called my daugthers cellphone and asked for me, and said its a confidential matter.And told her his name was Brandon, and to tell her mom ( me) to call back asap.

866-974-6204 harrassing calls with voicmail message to call them back. Don't! They are scammers!!! Report them to the police.

IRM dude called himself (MICAH)this so called company are scammer theives. They are posing as bill collectors for Sears and major companies, they called me and i dont even have any major cards. They are trying to get visa/mastercard..etc..credit card numbers and bank account numbers, they are swindlers who need to be dealt with by the police nation wide. I strongly recommend that you hang up on them and tell them they are being turned in to the law and will be doing federal time in prison.

8669746202 keeps blowing up my tele with calls. They are rude, they are unable to give ME info for me to stop them from harrassing me. I think they are in a unique space of identity theft: I think they use info they may possibly steal and/or purchase / old debt contact info -- to possibly fraudulently collect old debt that has surpassed statute of limitations.

Company called saying, "Hello?" Does NOT identify their company. They were calling for my Wife's (old) Victoria Secret credit card trying to collect $507 (since 1998). It was my turn to play investigator and I requested their collection information. Company Name (which he was hesitant) and fax #. The company is identified as: IRM - Buffalo NY. Keep in mind they were "attempting" to collect on this debt from 1998 (over 11 yrs. ago). According to Virginia Statute of Limitations, credit cards are considered "open/revolving" accounts and they have a (3) yr. statute of limitations on collection FROM the date the account is closed (or last payment made...whichever is earlier). I'm going to send IRM a fax clearly stating FCRA Laws and use Virginia Code (Statute of Limitations) had expired and nothing is owed on this matter. If Collection Agencies attempt to collect a debt stating, "Late Fees, Interest..." you tell them, "I'm sorry...when this business relationship ended/closed....so does the interest/or late fees because there's no reason to pay on this credit card when the merchant terminated my business relationship. The merchant HAD the legal resposibility to file a Warrant in Debt in my City/State to make this debt valid. Merchant refused my previous payment settlement offers in 1999/2001/2002. Virgina Statute of Limitations is (3) yrs. from account closed or last payment made and in this case...this debt became invalid/non-collectable in 2001 and they're (8) yrs. late past the (3) yr. statue of limitations. You can send I.R.M. a Fax at: (716) 565-9399 Contact me if you have any questions. Mr. B

Someone just indentifing themself as Pat called me from this number. Not a very nice person. Would not give me any information on why he was calling my cell phone.